2025 CarePartners of Connecticut Access (PPO) Flex Advantage Spending Card Dental Coverage
Explore 2025 CarePartners of Connecticut Access (PPO) Flex Advantage Spending Card Dental Coverage
Your Flex Advantage Spending Card
The Flex Advantage spending card allows CarePartners of Connecticut PPO Plan members to see any dentist in the country who accepts Visa® — no network, cost sharing, or other restrictions to worry about. To learn more about how the Flex Advantage spending card works, visit Carepartnersct.com/FlexAdvantage.
CarePartners of Connecticut Access (PPO) Plan Members
The Flex Advantage spending card allows CarePartners of Connecticut PPO Plan members to see any dentist in the country who accepts Visa® — no network, cost sharing, or other restrictions to worry about. Just present your Flex Advantage spending card at the dentist when paying for a covered procedure — no more cost shares or bills.
Access PPO members receive a yearly dental benefit amount of $1,500, which can be used to pay for non-cosmetic and non-Medicare-covered dental procedures. The full amount is loaded onto your Flex Advantage spending card at the beginning of the year. The balance does not carry over, so try to use it all before the end of the year.
To learn more about how the Flex Advantage works spending card works, visit CarePartnersct.com/FlexAdvantage. To check your card balance at any time call 1-833-684-8472 or visit carepartnersct.com/mybenefitscenter.
Flex Advantage Spending Card Basics
| How it Works |
|---|
| 1. Dual-purpose Visa® branded card administered by OTC vendor Incomm.
2. Card is loaded at beginning of year with annual dental benefit amount. Unused balance does not carry over to new benefit year.
3. Card is also loaded at the beginning of each quarter (in January, April, July, and October) with a quarterly OTC credit.
4. Medicare-approved OTC items can be purchased at participating retailers or online at CVS Health, Medline and Walgreens.com (log-in carepartnersct.com/mybenefitscenter).
5. Dental coverage includes non-cosmetic and non-Medicare-covered dental services (including fluoride treatment and implants).
6. Members can use the Flex Advantage spending card to pay for covered dental services up to the annual limit at any dentist in the country that accepts Visa. There are no cost shares or service limits. Member is responsible for cost of non-covered services and cost of covered services above the annual limit. |
| Or |
Flex Advantage Card Exclusions
| Non-Covered Dental Services |
|---|
| 1. Reconstructive, plastic, cosmetic, elective, or aesthetic dentistry.
2. Replacement of dentures, bridges, inlays, onlays, or crowns that can be repaired or restored to normal function.
3. Elective surgery including, but not limited to, extraction of nonpathologic, asymptomatic impacted teeth, including third molars.
4. Services which are not necessary for the patient’s dental health as determined by the plan.
5. Dental services covered by your inpatient and outpatient medical benefits, including services by a dentist or oral surgeon that are limited to surgery of the jaw or related structures, setting fractures of the jaw or facial bones, extraction of teeth to prepare the jaw for radiation treatments of neoplastic disease, or services that would be covered when provided by a doctor. |
| Or |